{"id":301314,"date":"2026-03-26T13:06:08","date_gmt":"2026-03-26T12:06:08","guid":{"rendered":"https:\/\/os-donji-kraljevec.skole.hr\/?p=301314"},"modified":"2026-03-27T11:52:18","modified_gmt":"2026-03-27T10:52:18","slug":"radionica-financijske-pismenosti-za-ucenike-8-razreda","status":"publish","type":"post","link":"https:\/\/os-donji-kraljevec.skole.hr\/?p=301314","title":{"rendered":"Radionica financijske pismenosti za u\u010denike 8. razreda"},"content":{"rendered":"\n<p>24. o\u017eujka odr\u017eana je radionica financijske pismenosti u organizaciji Instituta za financijsko obrazovanje \u201e\u0160tedopis\u201c za u\u010denike 8. razreda. Edukatorica Marina Rala\u0161i\u0107 iz Instituta odr\u017eala je radionicu pod nazivom \u201eUvod u financijsku pismenost\u201c u trajanju od 1 \u0161kolskog sata. Radionica je odr\u017eana zahvaljuju\u0107i zalaganju u\u010denika 8. razreda Tee \u0110ur\u0111a, Magdalene \u0160tefok i Vilima Receka koji ove godine sudjeluju u programu, ali i natjecanjima iz financijske pismenosti. Radionica je bila zanimljiva, \u010duli smo ne\u0161to novo, najva\u017enije upamtili, a slijede upute i neki financijski savjeti za sve u\u010denike na\u0161e \u0161kole koji su dostupni i na stranici Instituta za financijsko obrazovanje:<\/p>\n\n\n\n<p><strong>Na \u0161to tro\u0161ite i za\u0161to? Odgovor na to pitanje je po\u010detna to\u010dka od koje sve kre\u0107e. Mo\u017eda vam matematika nije najmilija, a mo\u017eda ste skloni i uljep\u0161avanju slike. No, to\u010dan i detaljan mjese\u010dni pregled tro\u0161kova je polazi\u0161te za pametno upravljanje novcem.<\/strong><\/p>\n\n\n\n<p>Va\u0161e navike, na\u010din kako tro\u0161ite i \u0161tedite \u010desto proistje\u010du iz va\u0161eg djetinjstva te onoga \u0161to ste \u2018ponijeli\u2019 iz obiteljskog okru\u017eenja. Kakve god bile va\u0161e navike ili te\u0161ko\u0107e u upravljanju s novcem va\u017eno je da se s njima suo\u010dite i pozitivno se promijenite. Ako vam \u0161tednja nije problem \u2013 bit \u0107ete uspje\u0161niji. Ako imate nov\u010danih problema \u2013 mo\u017eete isplivati.<\/p>\n\n\n\n<p>Va\u0161e emotivne ko\u010dnice, stavovi, frustracije itekako utje\u010du na na\u010din kako upravljate novcem, kakve financijske odluke donosite. Stoga je upoznavanje i razumijevanje va\u0161ih postupaka itekako va\u017eno za stanje va\u0161eg nov\u010danika (i \u0161tednog ra\u010duna).<\/p>\n\n\n\n<p><strong>1. Postavite financijske ciljeve<\/strong><\/p>\n\n\n\n<p>\u017delite kupiti bicikl ili ra\u010dunalo? Nau\u010diti jo\u0161 jedan strani jezik ili kupiti nove cipele? Koji god bio va\u0161 cilj, novac je bitan dio va\u0161eg plana. Ono \u0161to \u017eelite ozbiljno posti\u0107i morate i&nbsp;<a href=\"https:\/\/www.stedopis.hr\/financijski-ciljevi-iz-namjere-u-djela\/\">ozbiljno (nov\u010dano) isplanirati<\/a>.<\/p>\n\n\n\n<p>Kad ste odredili svoj cilj, planirajte kako do njega sti\u0107i.<\/p>\n\n\n\n<p><strong>2. Stavite potro\u0161nju pod kontrolu<\/strong><\/p>\n\n\n\n<p>Sve tro\u0161kove koje imate, i one mjese\u010dne i one godi\u0161nje&nbsp;<a href=\"https:\/\/www.stedopis.hr\/5-metoda-vodenja-proracuna\/\">pa\u017eljivo popi\u0161ite<\/a>. Zatim ih zbrojite. Sad popi\u0161ite i zbrojite sve svoje prihode. Ako su ve\u0107i od tro\u0161kova, odli\u010dno. Je li vam taj vi\u0161ak dovoljan za cilj? Nije, naravno. Vjerojatnije je, me\u0111utim, da su vam tro\u0161kovi ve\u0107i od prihoda i da ste odustali od cilja. Nemojte. Krenite iz po\u010detka, pogledajte pa\u017eljivo sve svoje tro\u0161kove, \u010dak i one sitne tro\u0161kove poput kupnje soka prije \u0161kole ili \u010dipsa i bombona: koji su tro\u0161kovi nu\u017eni, a bez \u010dega mo\u017eete? Propast se krije u detaljima.<\/p>\n\n\n\n<p><strong>3. \u0160tedite barem 10 posto svojih prihoda<\/strong><\/p>\n\n\n\n<p>Koliko iznosi 10 posto svih va\u0161ih prihoda? Taj iznos morate odvajati za \u0161tednju. To je najmanje \u0161to mo\u017eete u\u010diniti za sebe. Ako vam je tjedni d\u017eeparac 10 eura, odvojite za po\u010detak euro prije nego \u0161to uop\u0107e po\u010dnete tro\u0161iti.<\/p>\n\n\n\n<p>Uspjeli ste i sljede\u0107eg mjeseca ste u plusu? Sad napravite ozbiljan plan \u0161tednje, povisite \u0161tednju na 20 posto svojih prihoda. Na pravome ste putu do ispunjenja neke svoje \u017eelje. Svaki euro je bitan!<\/p>\n\n\n\n<p>Sretno dalje s financijama!<\/p>\n\n\n\n<p>U\u010denici 8. razreda i u\u010diteljica D. Horvat<\/p>\n\n\n<ul class=\"filebird-block-filebird-gallery layout-grid columns-2\" style=\"--columns: 2;--space: 0px;--min-width: 0px;\"><li class=\"blocks-gallery-item fb-block-hover-animation-none\"><figure><img decoding=\"async\" width=\"1918\" height=\"1080\" src=\"https:\/\/os-donji-kraljevec.skole.hr\/wp-content\/uploads\/sites\/428\/2026\/03\/1000040845.jpg\" alt=\"1000040845\" class=\"wp-image-301332\" srcset=\"https:\/\/os-donji-kraljevec.skole.hr\/wp-content\/uploads\/sites\/428\/2026\/03\/1000040845.jpg 1918w, https:\/\/os-donji-kraljevec.skole.hr\/wp-content\/uploads\/sites\/428\/2026\/03\/1000040845-1280x721.jpg 1280w, https:\/\/os-donji-kraljevec.skole.hr\/wp-content\/uploads\/sites\/428\/2026\/03\/1000040845-980x552.jpg 980w, https:\/\/os-donji-kraljevec.skole.hr\/wp-content\/uploads\/sites\/428\/2026\/03\/1000040845-480x270.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) and (max-width: 1280px) 1280px, (min-width: 1281px) 1918px, 100vw\" \/><\/figure><\/li><li class=\"blocks-gallery-item fb-block-hover-animation-none\"><figure><img decoding=\"async\" width=\"1918\" height=\"1080\" src=\"https:\/\/os-donji-kraljevec.skole.hr\/wp-content\/uploads\/sites\/428\/2026\/03\/1000040851.jpg\" alt=\"1000040851\" class=\"wp-image-301329\" srcset=\"https:\/\/os-donji-kraljevec.skole.hr\/wp-content\/uploads\/sites\/428\/2026\/03\/1000040851.jpg 1918w, https:\/\/os-donji-kraljevec.skole.hr\/wp-content\/uploads\/sites\/428\/2026\/03\/1000040851-1280x721.jpg 1280w, https:\/\/os-donji-kraljevec.skole.hr\/wp-content\/uploads\/sites\/428\/2026\/03\/1000040851-980x552.jpg 980w, https:\/\/os-donji-kraljevec.skole.hr\/wp-content\/uploads\/sites\/428\/2026\/03\/1000040851-480x270.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) and (max-width: 1280px) 1280px, (min-width: 1281px) 1918px, 100vw\" \/><\/figure><\/li><li class=\"blocks-gallery-item fb-block-hover-animation-none\"><figure><img decoding=\"async\" width=\"1918\" height=\"1080\" src=\"https:\/\/os-donji-kraljevec.skole.hr\/wp-content\/uploads\/sites\/428\/2026\/03\/1000040849.jpg\" alt=\"1000040849\" class=\"wp-image-301326\" srcset=\"https:\/\/os-donji-kraljevec.skole.hr\/wp-content\/uploads\/sites\/428\/2026\/03\/1000040849.jpg 1918w, https:\/\/os-donji-kraljevec.skole.hr\/wp-content\/uploads\/sites\/428\/2026\/03\/1000040849-1280x721.jpg 1280w, https:\/\/os-donji-kraljevec.skole.hr\/wp-content\/uploads\/sites\/428\/2026\/03\/1000040849-980x552.jpg 980w, https:\/\/os-donji-kraljevec.skole.hr\/wp-content\/uploads\/sites\/428\/2026\/03\/1000040849-480x270.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) and (max-width: 1280px) 1280px, (min-width: 1281px) 1918px, 100vw\" \/><\/figure><\/li><li class=\"blocks-gallery-item fb-block-hover-animation-none\"><figure><img decoding=\"async\" width=\"1918\" height=\"1080\" src=\"https:\/\/os-donji-kraljevec.skole.hr\/wp-content\/uploads\/sites\/428\/2026\/03\/1000040848.jpg\" alt=\"1000040848\" class=\"wp-image-301323\" srcset=\"https:\/\/os-donji-kraljevec.skole.hr\/wp-content\/uploads\/sites\/428\/2026\/03\/1000040848.jpg 1918w, https:\/\/os-donji-kraljevec.skole.hr\/wp-content\/uploads\/sites\/428\/2026\/03\/1000040848-1280x721.jpg 1280w, https:\/\/os-donji-kraljevec.skole.hr\/wp-content\/uploads\/sites\/428\/2026\/03\/1000040848-980x552.jpg 980w, https:\/\/os-donji-kraljevec.skole.hr\/wp-content\/uploads\/sites\/428\/2026\/03\/1000040848-480x270.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) and (max-width: 1280px) 1280px, (min-width: 1281px) 1918px, 100vw\" \/><\/figure><\/li><li class=\"blocks-gallery-item fb-block-hover-animation-none\"><figure><img decoding=\"async\" width=\"1918\" height=\"1080\" src=\"https:\/\/os-donji-kraljevec.skole.hr\/wp-content\/uploads\/sites\/428\/2026\/03\/1000040839.jpg\" alt=\"1000040839\" class=\"wp-image-301320\" srcset=\"https:\/\/os-donji-kraljevec.skole.hr\/wp-content\/uploads\/sites\/428\/2026\/03\/1000040839.jpg 1918w, https:\/\/os-donji-kraljevec.skole.hr\/wp-content\/uploads\/sites\/428\/2026\/03\/1000040839-1280x721.jpg 1280w, https:\/\/os-donji-kraljevec.skole.hr\/wp-content\/uploads\/sites\/428\/2026\/03\/1000040839-980x552.jpg 980w, https:\/\/os-donji-kraljevec.skole.hr\/wp-content\/uploads\/sites\/428\/2026\/03\/1000040839-480x270.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) and (max-width: 1280px) 1280px, (min-width: 1281px) 1918px, 100vw\" \/><\/figure><\/li><li class=\"blocks-gallery-item fb-block-hover-animation-none\"><figure><img decoding=\"async\" width=\"1918\" height=\"1080\" src=\"https:\/\/os-donji-kraljevec.skole.hr\/wp-content\/uploads\/sites\/428\/2026\/03\/1000040834.jpg\" alt=\"1000040834\" class=\"wp-image-301317\" srcset=\"https:\/\/os-donji-kraljevec.skole.hr\/wp-content\/uploads\/sites\/428\/2026\/03\/1000040834.jpg 1918w, https:\/\/os-donji-kraljevec.skole.hr\/wp-content\/uploads\/sites\/428\/2026\/03\/1000040834-1280x721.jpg 1280w, https:\/\/os-donji-kraljevec.skole.hr\/wp-content\/uploads\/sites\/428\/2026\/03\/1000040834-980x552.jpg 980w, https:\/\/os-donji-kraljevec.skole.hr\/wp-content\/uploads\/sites\/428\/2026\/03\/1000040834-480x270.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) and (max-width: 1280px) 1280px, (min-width: 1281px) 1918px, 100vw\" \/><\/figure><\/li><\/ul>\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>24. o\u017eujka odr\u017eana je radionica financijske pismenosti u organizaciji Instituta za financijsko obrazovanje \u201e\u0160tedopis\u201c za u\u010denike 8. razreda. Edukatorica Marina Rala\u0161i\u0107 iz Instituta odr\u017eala je radionicu pod nazivom \u201eUvod u financijsku pismenost\u201c u trajanju od 1 \u0161kolskog sata. Radionica je odr\u017eana zahvaljuju\u0107i zalaganju u\u010denika 8. razreda Tee \u0110ur\u0111a, Magdalene \u0160tefok i Vilima Receka koji ove [&hellip;]<\/p>\n","protected":false},"author":446,"featured_media":301317,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"off","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[38],"tags":[],"class_list":["post-301314","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-vijesti"],"_links":{"self":[{"href":"https:\/\/os-donji-kraljevec.skole.hr\/index.php?rest_route=\/wp\/v2\/posts\/301314","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/os-donji-kraljevec.skole.hr\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/os-donji-kraljevec.skole.hr\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/os-donji-kraljevec.skole.hr\/index.php?rest_route=\/wp\/v2\/users\/446"}],"replies":[{"embeddable":true,"href":"https:\/\/os-donji-kraljevec.skole.hr\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=301314"}],"version-history":[{"count":2,"href":"https:\/\/os-donji-kraljevec.skole.hr\/index.php?rest_route=\/wp\/v2\/posts\/301314\/revisions"}],"predecessor-version":[{"id":301338,"href":"https:\/\/os-donji-kraljevec.skole.hr\/index.php?rest_route=\/wp\/v2\/posts\/301314\/revisions\/301338"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/os-donji-kraljevec.skole.hr\/index.php?rest_route=\/wp\/v2\/media\/301317"}],"wp:attachment":[{"href":"https:\/\/os-donji-kraljevec.skole.hr\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=301314"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/os-donji-kraljevec.skole.hr\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=301314"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/os-donji-kraljevec.skole.hr\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=301314"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}